Legal Services

Harmony Legal Services

funeral legal services wills trusts probate

funeral legal services wills trusts probate

We have a dedicated legal department who specialise in Wills, Trusts and Probate.

Probate

We know that following the death of a loved one the arrangements do not only consist of those to do with the funeral. There are a number of legal matters that need arranging, from protecting an empty property, probate and understanding the role of the Executor.

What is propate?

After someone dies, with or without leaving a Will, any debts need to be paid off and any remaining money, property and belongings need to be dealt with and administered to beneficiaries. If there is a Will and you are an Executor, then it is your duty to identify the assets and debts of the estate and distribute them accordingly, if there is no Will then this process can be a lot more complex. Depending on the size of the estate and the kinds of assets within it, you may need to apply for probate. A Grant of Probate, or Grant of Letters of Administration if there is no Will, lets you gain access to the assets of an estate in order to carry out the administration of the deceased person’s estate. It is not unusual for probate to take up to a year, perhaps even longer if things are not straightforward. Many organisations may be involved in the process, for example, banks, building societies, insurance companies and HM Revenue & Customs. Additionally family discussions can delay affairs being finalised.

Our Probate service

We understand how complex and time consuming probate matters can be, that is why we have a dedicated team of specialist who are waiting to help. You can call us today for helpful advice and guidance that will take that legal burden away from you. We can advise you on all the implicated legal matters which are involved, including inheritance tax. We offer a comprehensive probate service which is unique, we only specialise in this area of the law so we can give you are full attention and resolve your legal matter more efficiently. Should you require any assistance please call today on 02476 58 16 16.

Wills and Trusts

We can help make sure that your wishes for what you wish to happen with your possessions, property and other assets are carried out. The vast majority of people put off making a Will for a variety of reasons, either believing that the people they would wish to inherit will automatically do so, or because they don’t think it is relevant to them at this particular time. The reality is that you can put off making a Will until it is too late and this poses all sorts of problems for the people left behind and could mean that some or all of your inheritance either goes to the wrong person or to the state. Firstly and most importantly is the peace of mind making a Will provides. Making a Will enables you to plan exactly what will happen to your property (estate) following your demise. This ensures that those you would like to benefit actually do so, in accordance with your wishes and at the same time avoiding any possible disputes between relatives. We can help with:
  •  Trusts
  • Protecting you home from care costs
  • Bloodline planning
  • Inheritance Tax
  • Business protection
Our advisors will discuss your wishes and draft your Will to ensure it’s legally compliant and reflects your individual needs. Writing your Will with us gives you the total peace of mind of knowing your loved ones are properly protected, whatever your needs. One of our legal professionals will visit you in the comfort of your home or you can come meet us at our head office to discuss and plan your future. Call today to make an appointment and safeguard your families future, 02476 581616

Our Terms of Business

1 Estimates and Expenses

Our price list sets out the services we agree to supply. This is an indication of the charges likely to be incurred on the basis of the information and details we know at the current time. While we make every effort to ensure the accuracy of our price list, the charges are liable to alteration particularly where third parties change their rates or charges. We may not know the amount of third party charges in advance of the funeral; however, we will give you a best estimate of such charges. The actual amount of the charges will be detailed and shown in the final invoice. If you amend your instructions we will require your written confirmation of the changes. We may need to make an extra charge in accordance with prices published in our current price list. We will add VAT to our charges, where applicable, and at the rate applicable when we prepare the invoice.

2 Payment Arrangements

The funeral account is due for payment at least 48 hours prior to the funeral taking place, unless otherwise agreed by us in writing. If you fail to pay us in full on the due date we will charge a late payment fee of £250 and may charge you interest:

We may recover (under Clause 3) the cost of taking legal action to make you pay.

3 Indemnity

You are to indemnify us in full and hold us harmless from all expenses and liabilities we may incur (directly or indirectly including financing costs and including legal costs on a full indemnity basis) following any breach by you of any of your obligations under these Terms. This means that you are liable to us for losses we incur because you do not comply with these Terms. For example, we will charge you an administration fee where we receive a cheque from you which is subsequently not honoured or if we write to remind you that an account is overdue. If we instruct debt collection agents we may also recover from you the fees we incur. Further details regarding these fees are available on request. We may claim those losses from you at any time and, if we have to take legal action, we will ask the Court to make you pay our legal costs.

4 Data Protection

Words shown in italics are defined in the Data Protection Act 1998 (“the Act”). We respect the confidential nature of the information given to us and, where you provide us with personal data (“data”), we will ensure that the data will be held securely, in confidence and processed for the purpose of carrying out our services. In order to provide our services we may need to pass such data to third parties and those third parties, who are performing some of the services for you, may contact you directly. Under the Act you have the right to know what data we hold on you and you can, by applying to us in writing and paying a fee, receive copies of that data.

5 Cooling-Off Period

The Cancellation of Consumer Contracts made in the Consumer’s Home or Place of Work etc Regulations 2008 may give you the right to terminate this agreement in the cooling-off period of seven days. If you wish the performance of the agreement to which this right applies to commence before the end of the cooling-off period, you must sign the authority in the form which will be handed to you. In the event that you exercise the right to cancel this contract during the cooling-off period, you will be required to pay a reasonable amount for goods and services already supplied.

6 Termination

This agreement may also be terminated before the services are delivered: (1) by us if you fail to honour your obligations under these Terms and (2) by you communicating to us in writing, terminating your instructions. If we or you terminate your instructions you may, depending upon the reasons for termination, be asked to pay a reasonable amount based upon the work carried out up to the time your termination is received.

7 Standards of Service

We strive to provide a high quality service in all aspects. If you have any questions or concerns about the service we provide to you, please raise them in the first instance with our designated senior person.

All dates and times provided on the estimate cannot be guaranteed until final bookings are made and confirmed. Although we endeavour to provide a prompt and efficient service for you, there may be instances where, because of circumstances beyond our control, we are unable to fulfil our obligations to you on the date or time specified. Where this is the case we will attempt to contact you in advance, using the details you have provided, and advise you of alternative arrangements.

8 Agreement

Your continuing instructions will amount to your continuing acceptance of these Terms of Business. Your instructions will not create any right enforceable (by virtue of the Contracts Rights of Third Parties Act 1999) by any person not identified as our client. If any of these terms are unenforceable as drafted:-

Nothing in these Terms restricts or limits our liability for death or personal injury. This agreement is subject to English Law. If you decide to commence legal action, you may do so, in any appropriate UK Court.

×